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Wednesday, October 31, 2012

Ten Things I have said that have Saved Me Money

Ten Things I have said that have Saved Me Money

Having trouble adjusting to retirement? | BrighterLife.ca

Having trouble adjusting to retirement? | BrighterLife.ca

Friday, October 26, 2012

War on You by the State

Be smart....More of this stuff is happening.......


"About six months ago," writes a reader with a lengthy, but compelling War on You tale, "I was riding my bicycle about seven miles to a MBA orientation meeting. 

"I came to a red light in a three-way intersection, where a half-mile offramp was one way coming from my right. I stopped, waited until the only possible cross-traffic light (offramp) was yellow and zero traffic was visible past the offramp (again, over a half-mile) and proceeded a second or two before my green light.

"Within seconds, from almost immediately behind me, came a police siren and lights (early afternoon, sunny day) and a motorcycle cop was directing me to pull over.

"My immediate thought was just get out of the way for the policeman to go past me. But within seconds, I realized he meant me. 

"I got to a 'safe' spot and pulled to the curb and then up on the sidewalk.

"The officer got off the motorcycle and with his hand on his gun and came up to me asking me for my driver's license. I informed him I didn't have a D.L. and asked him why he was pulling me over.

"'You ran a red light,' was his reply. He asked for any state ID.

"I asked him if the ID he was asking for could be used against me. He said, 'I will use it to cite you, and you will pay a fine.' 

"Mind you, most often, I carry my U.S. passport, but I was thinking I may have left it at home. I said I had only a business card. He said that wasn't a state ID. Immediately, he proceeded in 'touching' his phone and called for a police car backup. As I was beginning to dig through my very full backpack, he stopped me. 

"Again, I asked him if the ID he was asking for could be used against me. This question really set him off. In a few minutes, the police car showed up and two more officers got out and quickly approached us, one of them taking my backpack and demanding my cellphone off my belt. He ordered me to turn around and proceeded to handcuff me (painfully tight, I might add), then forced me to sit on the curb. 

"When I told the officer that the handcuffs hurt and were cutting off the circulation to my hands, he told me they were as tight as they needed to be. 

"Another officer began to search my backpack, pulling out all things personal and private, and then a very small utility multitool that included pliers, screwdrivers, a small knife, etc., I use for quick fixes on my bike and such. He put that aside, treating it like a weapon. 

"As it turned out, he found my passport that was buried in a bunch of mail and paperwork. Evidently, that brought up more suspicion and they accused me of not cooperating with officers doing their duty.

"I told them I wasn't sure I had it with me and if I was allowed to search my backpack as he did, I would have found it.

"'Are you going to cooperate?' was the next question the motorcycle cop asked. He had his citation book out and said he was going to cite me for running a red light and not fully cooperating/producing the proper ID upon request (I can't remember exactly as it was written). I sat on the curb in almost total disbelief and rather angry. 

"After the motorcycle cop was finished, one of the other officers began to 'assist' me in getting to my feet, unlocking the handcuffs and suggested I cooperate more 'next' time. I was handed the citation and told I was allowed to go.

"The citation-writing officer said, 'Have a good day,' as he turned around and went to his motorcycle. Forty-five minutes later, I was allowed to go on my way, but I had already missed my appointment. I was also so upset at that point. All I wanted to do was ride off the anger and adrenalin. 

"The cop was one closer to meeting his quota for the day! At least the motorists were safer for me being temporarily 'apprehended' and properly fined...

"You are doing a good job by reporting government's abuse of ordinary citizens. This is the best content I've ever read in your newsletter."

The 5: Clearly, we've struck a nerve. As Addison says, every one of us is "the target of a deliberate, vicious and calculated assault." 

It's why he put so much time and effort into his latest research project this year: You can see his "Liberty Manifesto" right here.

Regards,

Dave Gonigam
The 5 Min. Forecast

33 Times, You Poor Dumb Bastards | The Reformed Broker

33 Times, You Poor Dumb Bastards | The Reformed Broker

IF THE ECONOMY IS RECOVERING HOW COME SO MANY PEOPLE ARE GETTING FIRED? « The Burning Platform

IF THE ECONOMY IS RECOVERING HOW COME SO MANY PEOPLE ARE GETTING FIRED? « The Burning Platform

Monday, October 8, 2012

Brokerage Firms - One to Avoid - Rockwell Global and One Recommended - InterActive Brokers

Couple of Recommendations.

1.  Rockwell Global - Avoid these guys.   Very high commissions but as well they provide very poor investment advise.  They will push you into crab investments and then want you to double down.  They commissions charges vary, gotta watch what they are telling you and what you are getting.  Save yourself the pain and just do not use these guys.  It has been an expensive learning lesson.  

2. Interactive Brokers is self service brokerage firm.   They provide low cost commission, fast executions.  Great platform.