1. Work on your life goals
2. Know where the money goes
3. Spend less than you make
4. Maximize your employer's matching contributions
5. Build an emergency fund
6. Expand your approved list
7. Rebalance your portfolio
8. Review your banking relationships
9. Simplify
10. Freeze your credit file
11. Check out HARP
12. Write/update a will and health care directive
Economic and Financial Thoughts and Comments
AMAZON - Amazing what you can purchase & at great prices too! Links to Amazon UK and Canada
And for those in the US - Amazon Shopping
Saturday, December 29, 2012
Monday, November 26, 2012
What does Russia think of Obama???
Pravda made a bold statement over the weekend: the communists have won in America with Barack Obama. Why? Because, much like Russia’s past communist leaders, Americans re-elected him for a second term without so much as a stated economic strategy for success.
“This is Pravda. And they are saying Obama is bringing America old‑style Soviet Communist practices. And Putin is perfect and he has learned. Again it’s only spin. They are only trying to make us look bad, but what they’re saying about what we’re doing is 100% accurate,” Glenn said. “And I love this: Obama was recently reelected for a second term by an illiterate society, and he is ready to continue his lies of less taxes while he raises them. He gives speeches of peace and love in the world while he promotes wars as he did in Egypt, Libya, and Syria. He plans his next war with Iran as he fires or demotes his generals who get in the way.”
The majority of the article contrasts Obama and Putin, portraying Putin as a traditional American conservative interested in lowering taxes and shrinking government in order to grow the economy. However, most of this is just spin for Putin. But much of what Pravda says about Obama following many of the old school communist tactics are also true.
Pravda writer Xavier Lermer said, “Christianity in the U.S. is under attack as it was during the early period of the Soviet Union when religious symbols were against the law.”
He also wrote of Obama, “He is a Communist without question promoting the Communist Manifesto without calling it so. How shrewd he is in America. His cult of personality mesmerizes those who cannot go beyond their ignorance. They will continue to follow him like those fools who still praise Lenin and Stalin in Russia. Obama’s fools and Stalin’s fools share the same drink of illusion.”
Saturday, November 17, 2012
Thursday, November 1, 2012
Wednesday, October 31, 2012
Friday, October 26, 2012
War on You by the State
Be smart....More of this stuff is happening.......
"About six months ago," writes a reader with a lengthy, but compelling War on You tale, "I was riding my bicycle about seven miles to a MBA orientation meeting.
"I came to a red light in a three-way intersection, where a half-mile offramp was one way coming from my right. I stopped, waited until the only possible cross-traffic light (offramp) was yellow and zero traffic was visible past the offramp (again, over a half-mile) and proceeded a second or two before my green light.
"Within seconds, from almost immediately behind me, came a police siren and lights (early afternoon, sunny day) and a motorcycle cop was directing me to pull over.
"My immediate thought was just get out of the way for the policeman to go past me. But within seconds, I realized he meant me.
"I got to a 'safe' spot and pulled to the curb and then up on the sidewalk.
"The officer got off the motorcycle and with his hand on his gun and came up to me asking me for my driver's license. I informed him I didn't have a D.L. and asked him why he was pulling me over.
"'You ran a red light,' was his reply. He asked for any state ID.
"I asked him if the ID he was asking for could be used against me. He said, 'I will use it to cite you, and you will pay a fine.'
"Mind you, most often, I carry my U.S. passport, but I was thinking I may have left it at home. I said I had only a business card. He said that wasn't a state ID. Immediately, he proceeded in 'touching' his phone and called for a police car backup. As I was beginning to dig through my very full backpack, he stopped me.
"Again, I asked him if the ID he was asking for could be used against me. This question really set him off. In a few minutes, the police car showed up and two more officers got out and quickly approached us, one of them taking my backpack and demanding my cellphone off my belt. He ordered me to turn around and proceeded to handcuff me (painfully tight, I might add), then forced me to sit on the curb.
"When I told the officer that the handcuffs hurt and were cutting off the circulation to my hands, he told me they were as tight as they needed to be.
"Another officer began to search my backpack, pulling out all things personal and private, and then a very small utility multitool that included pliers, screwdrivers, a small knife, etc., I use for quick fixes on my bike and such. He put that aside, treating it like a weapon.
"As it turned out, he found my passport that was buried in a bunch of mail and paperwork. Evidently, that brought up more suspicion and they accused me of not cooperating with officers doing their duty.
"I told them I wasn't sure I had it with me and if I was allowed to search my backpack as he did, I would have found it.
"'Are you going to cooperate?' was the next question the motorcycle cop asked. He had his citation book out and said he was going to cite me for running a red light and not fully cooperating/producing the proper ID upon request (I can't remember exactly as it was written). I sat on the curb in almost total disbelief and rather angry.
"After the motorcycle cop was finished, one of the other officers began to 'assist' me in getting to my feet, unlocking the handcuffs and suggested I cooperate more 'next' time. I was handed the citation and told I was allowed to go.
"The citation-writing officer said, 'Have a good day,' as he turned around and went to his motorcycle. Forty-five minutes later, I was allowed to go on my way, but I had already missed my appointment. I was also so upset at that point. All I wanted to do was ride off the anger and adrenalin.
"The cop was one closer to meeting his quota for the day! At least the motorists were safer for me being temporarily 'apprehended' and properly fined...
"You are doing a good job by reporting government's abuse of ordinary citizens. This is the best content I've ever read in your newsletter."
The 5: Clearly, we've struck a nerve. As Addison says, every one of us is "the target of a deliberate, vicious and calculated assault."
It's why he put so much time and effort into his latest research project this year: You can see his "Liberty Manifesto" right here.
Regards,
Dave Gonigam
The 5 Min. Forecast
"About six months ago," writes a reader with a lengthy, but compelling War on You tale, "I was riding my bicycle about seven miles to a MBA orientation meeting.
"I came to a red light in a three-way intersection, where a half-mile offramp was one way coming from my right. I stopped, waited until the only possible cross-traffic light (offramp) was yellow and zero traffic was visible past the offramp (again, over a half-mile) and proceeded a second or two before my green light.
"Within seconds, from almost immediately behind me, came a police siren and lights (early afternoon, sunny day) and a motorcycle cop was directing me to pull over.
"My immediate thought was just get out of the way for the policeman to go past me. But within seconds, I realized he meant me.
"I got to a 'safe' spot and pulled to the curb and then up on the sidewalk.
"The officer got off the motorcycle and with his hand on his gun and came up to me asking me for my driver's license. I informed him I didn't have a D.L. and asked him why he was pulling me over.
"'You ran a red light,' was his reply. He asked for any state ID.
"I asked him if the ID he was asking for could be used against me. He said, 'I will use it to cite you, and you will pay a fine.'
"Mind you, most often, I carry my U.S. passport, but I was thinking I may have left it at home. I said I had only a business card. He said that wasn't a state ID. Immediately, he proceeded in 'touching' his phone and called for a police car backup. As I was beginning to dig through my very full backpack, he stopped me.
"Again, I asked him if the ID he was asking for could be used against me. This question really set him off. In a few minutes, the police car showed up and two more officers got out and quickly approached us, one of them taking my backpack and demanding my cellphone off my belt. He ordered me to turn around and proceeded to handcuff me (painfully tight, I might add), then forced me to sit on the curb.
"When I told the officer that the handcuffs hurt and were cutting off the circulation to my hands, he told me they were as tight as they needed to be.
"Another officer began to search my backpack, pulling out all things personal and private, and then a very small utility multitool that included pliers, screwdrivers, a small knife, etc., I use for quick fixes on my bike and such. He put that aside, treating it like a weapon.
"As it turned out, he found my passport that was buried in a bunch of mail and paperwork. Evidently, that brought up more suspicion and they accused me of not cooperating with officers doing their duty.
"I told them I wasn't sure I had it with me and if I was allowed to search my backpack as he did, I would have found it.
"'Are you going to cooperate?' was the next question the motorcycle cop asked. He had his citation book out and said he was going to cite me for running a red light and not fully cooperating/producing the proper ID upon request (I can't remember exactly as it was written). I sat on the curb in almost total disbelief and rather angry.
"After the motorcycle cop was finished, one of the other officers began to 'assist' me in getting to my feet, unlocking the handcuffs and suggested I cooperate more 'next' time. I was handed the citation and told I was allowed to go.
"The citation-writing officer said, 'Have a good day,' as he turned around and went to his motorcycle. Forty-five minutes later, I was allowed to go on my way, but I had already missed my appointment. I was also so upset at that point. All I wanted to do was ride off the anger and adrenalin.
"The cop was one closer to meeting his quota for the day! At least the motorists were safer for me being temporarily 'apprehended' and properly fined...
"You are doing a good job by reporting government's abuse of ordinary citizens. This is the best content I've ever read in your newsletter."
The 5: Clearly, we've struck a nerve. As Addison says, every one of us is "the target of a deliberate, vicious and calculated assault."
It's why he put so much time and effort into his latest research project this year: You can see his "Liberty Manifesto" right here.
Regards,
Dave Gonigam
The 5 Min. Forecast
Monday, October 8, 2012
Brokerage Firms - One to Avoid - Rockwell Global and One Recommended - InterActive Brokers
Couple of Recommendations.
1. Rockwell Global - Avoid these guys. Very high commissions but as well they provide very poor investment advise. They will push you into crab investments and then want you to double down. They commissions charges vary, gotta watch what they are telling you and what you are getting. Save yourself the pain and just do not use these guys. It has been an expensive learning lesson.
2. Interactive Brokers is self service brokerage firm. They provide low cost commission, fast executions. Great platform.
Couple of Recommendations.
1. Rockwell Global - Avoid these guys. Very high commissions but as well they provide very poor investment advise. They will push you into crab investments and then want you to double down. They commissions charges vary, gotta watch what they are telling you and what you are getting. Save yourself the pain and just do not use these guys. It has been an expensive learning lesson.
2. Interactive Brokers is self service brokerage firm. They provide low cost commission, fast executions. Great platform.
Thursday, October 4, 2012
Friday, September 28, 2012
Thursday, September 13, 2012
Wednesday, September 12, 2012
Thursday, September 6, 2012
Time to buy gold! Marc Faber
Govts / central banks are out of control. Their solution is to print money. This means that one needs a bit of gold for some protection.
My Blog
My Blog
Wednesday, August 29, 2012
A little fear — Greater Fool – Authored by Garth Turner – The Troubled Future of Real Estate
Victoria, BC housing market comments
A little fear — Greater Fool – Authored by Garth Turner – The Troubled Future of Real Estate
A little fear — Greater Fool – Authored by Garth Turner – The Troubled Future of Real Estate
Tuesday, August 28, 2012
Ex-Democrat Artur Davis: Obama has lost his ‘halo’ | The Ticket - Yahoo! News
Great to see someone saying that they got it wrong in 2008. I think the voters know it is NOW time for change!
Ex-Democrat Artur Davis: Obama has lost his ‘halo’ | The Ticket - Yahoo! News
Ex-Democrat Artur Davis: Obama has lost his ‘halo’ | The Ticket - Yahoo! News
Saturday, August 25, 2012
'This Isn’t America': You Can’t Say That Here
Be careful in the USA as to what you say, think or post on facebook.
'This Isn’t America': You Can’t Say That Here by William Norman Grigg
'This Isn’t America': You Can’t Say That Here by William Norman Grigg
Friday, August 17, 2012
Thursday, August 9, 2012
Is there fluoride in your grapes or winei?
Be careful if enjoy wine or grapes....there is poison in that stuff....too much some wines / grapes can't be sold in the EU.
Is there fluoride in your grapes?
Is there fluoride in your grapes?
Tuesday, August 7, 2012
Obama Scandal is at Columbia
let see the records
The Root For America Blog | The ROOT RANT:
The Root For America Blog | The ROOT RANT:
Thursday, August 2, 2012
Tuesday, July 31, 2012
The “War On Terror” Has Changed, and Not One In 1,000 Americans Has Noticed - Washington's Blog
Hmmm.....are we ever messed up
“War On Terror” Has Changed, and Not One In 1,000 Americans Has Noticed - Washington's Blog
“War On Terror” Has Changed, and Not One In 1,000 Americans Has Noticed - Washington's Blog
Monday, July 30, 2012
CNN is Sick
CNN is sick.
Wish it would die and go away.....I really dislike their broadcasts and their "news".
Think we need start to a program of not buying stuff from those companies that advertise on CNN. If they support CNN with their advertising budgets, we surely don't need to buy their products.
I think CNN is out of touch with the American people and we the people don't and should not support CNN or those companies that work with CNN.
CNN is made history....but now is history. Good-bye CNN.
Wish it would die and go away.....I really dislike their broadcasts and their "news".
Think we need start to a program of not buying stuff from those companies that advertise on CNN. If they support CNN with their advertising budgets, we surely don't need to buy their products.
I think CNN is out of touch with the American people and we the people don't and should not support CNN or those companies that work with CNN.
CNN is made history....but now is history. Good-bye CNN.
Thursday, July 26, 2012
Wednesday, July 25, 2012
Tuesday, July 24, 2012
Lessons Learned From Aurora Colorado
some good pointers.....and get a flashlight!
Lessons Learned From Aurora Colorado | SOFREP
Lessons Learned From Aurora Colorado | SOFREP
Tuesday, July 17, 2012
Flat Tire Reboot
Getting a flat tire is less commonplace than it used to be – mainly because tires are built better today than they used to be. But flats still happen – because no matter how well-built a tire may be, it can still be punctured
What has changed is that changing a tire is often not as easy as it used to be.
Here are a few important things to know – and in particular, things not to do – when you find yourself dealing with a flat:
* Be absolutely certain about...
Flat Tire Reboot | Eric Peters Autos
What has changed is that changing a tire is often not as easy as it used to be.
Here are a few important things to know – and in particular, things not to do – when you find yourself dealing with a flat:
* Be absolutely certain about...
Flat Tire Reboot | Eric Peters Autos
Tuesday, July 10, 2012
Friday, June 29, 2012
Thursday, June 28, 2012
Wednesday, June 27, 2012
61 Easy Ways To Lose Weight
Some good easy ideas.
61 Easy Ways To Lose Weight | ThePostGame
61 Easy Ways To Lose Weight | ThePostGame
Cliff Asness' Cliff Notes To Progressive America | ZeroHedge
Cliff Asness, head of the quant hedge fund AQR, has been known to be a vocal opponent of various failed governmental policies in the past few years. Today, he has shared his "dictionary" (of "humorous" persuasion as he himself notes, with definitions "written sarcastically as a faux left-winger, some just conservative/libertarian interpretations of what the left really means.") of the key terms dominant in Progressive America right now. In a world in which other people's money has pretty much run out.
Cliff Asness' Cliff Notes To Progressive America | ZeroHedge
Cliff Asness' Cliff Notes To Progressive America | ZeroHedge
Tuesday, June 26, 2012
Saturday, June 23, 2012
Fraud Attempt by Familia Camerena 246579
Interesting new attempt of fraud. Got a letter from an outfit K916R Familia Camerena 246579. They requested me to send them my birthdate and signature. What goofs....bunch of low life people trying to scam and steal. How can they live, what sort of self respect do they have? They are all losers, living out their poor miserable lives in darkness, probably puking whenever they see themselves in the mirror.
Tuesday, June 19, 2012
Tuesday, June 12, 2012
Friday, June 8, 2012
Thursday, June 7, 2012
Monday, June 4, 2012
Saturday, May 26, 2012
Tuesday, May 22, 2012
Friday, May 18, 2012
"I Absolutely Would Not Believe That This Could Happen In America"
Wow police get to legally rob US citizens carrying cash to fill city hall treasury.
Policing For Profit: "I Absolutely Would Not Believe That This Could Happen In America"
Policing For Profit: "I Absolutely Would Not Believe That This Could Happen In America"
Wednesday, May 16, 2012
Tuesday, May 15, 2012
Tuesday, May 8, 2012
Thursday, May 3, 2012
Friday, April 20, 2012
Friday, April 13, 2012
Thursday, April 12, 2012
Thursday, April 5, 2012
Wednesday, April 4, 2012
Thursday, March 29, 2012
Tuesday, March 27, 2012
Monday, March 26, 2012
Tuesday, March 20, 2012
Thursday, March 15, 2012
Tuesday, March 13, 2012
Avoid the News and Be an Investor
Avoid the news, it is time wasting and poor data for investing decision. Focus on good research and investors e.g. Steve Romick, Third Avenue Funds, focus on the successful investors. Ignore the daily news and noise.
dobelli.com/wp-content/uploads/2010/08/Avoid_News_Part1_TEXT.pdf
dobelli.com/wp-content/uploads/2010/08/Avoid_News_Part1_TEXT.pdf
Sunday, March 4, 2012
"Highly Disastrous, Totally Uncontrollable Inflationary Conflagration" | ZeroHedge
Hmmm......the band keeps playing
For how long?
John Taylor Warns Of A "Highly Disastrous, Totally Uncontrollable Inflationary Conflagration" | ZeroHedge
Friday, March 2, 2012
Thursday, March 1, 2012
Wednesday, February 29, 2012
Tuesday, February 28, 2012
Monday, February 27, 2012
Sunday, February 26, 2012
Friday, February 24, 2012
Wednesday, February 22, 2012
Tuesday, February 21, 2012
Thursday, February 16, 2012
Tuesday, February 7, 2012
Thursday, February 2, 2012
Wednesday, February 1, 2012
"I'm Bill Gross And I Endorse Ron Paul For President" | ZeroHedge
"I'm Bill Gross And I Endorse Ron Paul For President" | ZeroHedge
As a follow up to today's must-read letter from Bill Gross, the PIMCO head explains what the thinking behind the conclusion that is slowly leading him to become a gold bug, the potentially erroneous assumption that the Fed can not drop rates below zero (not if Goldman and JPM have their way), [and] why Bernanke has no choice but to write checks when the Twist ends in June, which will lead to bond buying for the next 12 to 24 to 36 months.
Nothing new.
What is new, and absolutely stunning, is Gross' endorsement for president: "I'm a little Ron Paulish." (6'24" into the clip)...
That's right. The bond king endorses Ron Paul for president, apparently on the realization that very soon, he will...
Nothing new.
What is new, and absolutely stunning, is Gross' endorsement for president: "I'm a little Ron Paulish." (6'24" into the clip)...
That's right. The bond king endorses Ron Paul for president, apparently on the realization that very soon, he will...
"I'm Bill Gross And I Endorse Ron Paul For President" | ZeroHedge
"I'm Bill Gross And I Endorse Ron Paul For President" | ZeroHedge
As a follow up to today's must-read letter from Bill Gross, the PIMCO head explains what the thinking behind the conclusion that is slowly leading him to become a gold bug, the potentially erroneous assumption that the Fed can not drop rates below zero (not if Goldman and JPM have their way), [and] why Bernanke has no choice but to write checks when the Twist ends in June, which will lead to bond buying for the next 12 to 24 to 36 months.
Nothing new.
What is new, and absolutely stunning, is Gross' endorsement for president: "I'm a little Ron Paulish." (6'24" into the clip)...
That's right. The bond king endorses Ron Paul for president, apparently on the realization that very soon, he will...
Nothing new.
What is new, and absolutely stunning, is Gross' endorsement for president: "I'm a little Ron Paulish." (6'24" into the clip)...
That's right. The bond king endorses Ron Paul for president, apparently on the realization that very soon, he will...
Tuesday, January 31, 2012
Monday, January 30, 2012
ARGUING WITH THE MARKET
Time to go long the market? Dollar rally failing, now failing, inflation not deflation.
Gold Scents: ARGUING WITH THE MARKET
Thursday, January 26, 2012
Will Iran Kill the Petrodollar?
Then say goodbye to the USD
Will Iran Kill the Petrodollar? - Casey Research
Tuesday, January 24, 2012
Wednesday, January 18, 2012
An Objective Comparison of the U.S. to Regimes that Everyone Labels Repressive - Washington's Blog
Hmmmm.....
More Insane Rules
From the government which cares
More Insane Rules - Stossel's Take Blog - Fox Business
Thursday, January 12, 2012
Tuesday, January 10, 2012
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